Public Health Insurance
Public Health Insurance is a program run by federal, state, and local governments, where people obtain health insurance that is funded by the government.
Medicaid
Medicaid is a state-run, federally funded insurance program for individuals with low-income or disabilities. Medicaid covers certain medical expenses, prescription medications, and some medical equipment.
State Children’s Health Insurance Program (S-CHIP): States cover children age 18 and under under the S-CHIP program. Medicaid can also provide coverage to pregnant women. Children with public aid are not guaranteed adult Medicaid due to different eligibility requirements. It is important to know the differences in eligibility and remember to apply for adult Medicaid around age 17.
Adult Medicaid: Eligibility for adult medicaid varies by state. Adults must meet their states income level requirements to qualify. Enrollment for adult medicaid must be initiated prior to your 19th birthday, otherwise, there may be a lapse in your coverage.
You can apply for Medicaid on the national healthcare.gov website. If you live in Illinois, you can apply directly on the state website.
Medicare
Medicare is a federally funded health insurance program that is available to retired Americans and others with certain disabilities. Medicare covers certain health conditions, but the basic Medicare does not cover prescription drugs. While this may not apply to those in the transitioning age group, some individuals with certain disabilities (like ALS or end stage kidney disease requiring dialysis) may qualify. Young adults may also qualify if their parent becomes disabled.
Printable Handout: Medicaid and Medicare